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Totality and Medicare

2017-08-21 Eclipse

I take very little time off this time of the year. Medicare’s Annual Enrollment Period is coming up soon and there is a lot of annual training and testing that is required by Medicare for those of us who help people with Medicare.

However this past Monday was pretty special with the solar eclipse and my family and I tried to take in this event the right way. While we live just inside the totality zone in which the sun was completely blocked by the moon, we decided to take advantage of the extensive lakes here in East Tennessee and take a boat closer to the center of the totality zone so we could experience a longer eclipse.

By doing so we saw around 2 minutes and 30 seconds of the total eclipse. It was an experience I will remember the rest of my life.

I recorded the video above just after the total eclipse began.

Please make sure the volume is turned up when you watch this. You can hear crickets who are mistaking the eclipse for dusk.

Also, please note what is called the 360 degree sunset as there is light all the way around the horizon.

We heard the word “totality” a lot concerning the eclipse. It is one of my favorite words.

The first time I remember hearing the word was around twenty years ago when I was taking a personal security class related to a job I had at the time. The instructor repeatedly said we always needed to make decisions based on the “totality of the situation.”

I have since applied that advice and phrase to many situations in my life.

I have often used the word “totality” when discussing the choices one makes for their Medicare.

When you first go on Medicare, it is tempting to think about your health at the present time and choose the least expensive option or a private Medicare Advantage plan that gives you a gimmick such as a free health club membership.

Likewise, enrolling in a Medicare Supplement from an unfamiliar company that may be new to your area and have starter teaser rates may cost you a lot more down the road.

The choices you make for your Medicare can be permanent. You are choosing the Medicare plan that will impact your access to health care and finances in your 60s as well as your 70s and hopefully your 80s, 90s and maybe even longer.

The less expensive Medicare choice at 65 when you have few if any health issues can be the most expensive choice in later years when you may have health issues. The wrong Medicare choice at 65 can also keep you from getting the care you need at 75 or 85.

It is very important to understand and make your Medicare decisions based on the totality of the situation.

Whether you are about to go on Medicare or are already on Medicare and want to make sure you have made the right choices, I would appreciate the chance to help you.

To schedule a free, no-obligation 30-minute Medicare consultation, simply click on the link below

Click here to schedule your free, no-obligation Medicare consultation

You can also call me at (888) 549-1110 or email

Thank you for allowing me to help you with your Medicare and I look forward to talking with you soon.


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